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LATEST ARTICLES
Bullet-proof your retirement investment strategy
Bullet-proof your retirement investment strategy
April 11, 2024
The “100-year life” is no longer a fantasy. Although living longer is a cause for celebration, it does raise the question of how long you need to work before you can afford to retire. If demographic models have changed so much over the past century, we need to revise our understanding of retirement and how we fund it.
How will the rise in crude oil prices impact the markets?
How will the rise in crude oil prices impact the markets?
March 26, 2024
Potential interest rate cuts are on the horizon in the UK, following a steady rate of 5.25%. On the other side of the world, Japan's central bank has increased borrowing costs, marking the end of negative interest rates globally. These pivotal changes pose pressing questions for what’s next for the current bull market.
Spring Budget 2024: the debrief
Spring Budget 2024: the debrief
March 6, 2024
IQ’s quick guide to the 2024 Budget delivered by Jeremy Hunt. Hunt announced a reduction in national insurance contributions which will be offset by the abolition of the “non-dom” tax regime and other tax increases on vapes, tobacco and business-class flights.
Recession, Inflation and Political Strategies
Recession, Inflation and Political Strategies
February 20, 2024
Almost nobody is surprised to learn that the UK is now officially in recession. So all eyes are now on the Bank of England, wondering when it is going to cut interest rates and ease pressure on households amid the cost-of-living crisis. Is there a risk of it crushing the economy by keeping borrowing costs at the highest level in 16 years?
Tax Year End: Ways to shield your money
Tax Year End: Ways to shield your money
February 19, 2024
February and March are particularly important months in the tax calendar. Here is a list of all the things you can do to be as tax-efficient as possible before the tax year closes.
Wall Street and Red Sea disruption
Wall Street and Red Sea disruption
January 23, 2024
Wall Street has recovered well after a setback earlier this month. Too well? Are things overheating? Major shipping companies have stopped using the Red Sea through which almost 15% of global seaborne trade usually passes. How will this disruption impact inflation?
New Year, new start to your finances
New Year, new start to your finances
January 17, 2024
January is an opportunity to make resolutions and commitments. There is no reason why we shouldn't use it to bring order to our finances as well!
This week, Tom Fleming takes you through several painless tweaks you can make so you can be sure that your finances are still on track after all the commotion of Christmas.
CEO End Of Year Letter
CEO End Of Year Letter
December 29, 2023
Our CEO Petronella West takes stock of 2023 and shares some of the highlights of the past year at IQ.
Riding the Santa Claus rally
Riding the Santa Claus rally
December 19, 2023
The Bank of England has just voted to hold interest rates at 5.25% for the third time in a row. The US central bank has signalled it could start cutting interest rates next year if inflation continues to fall. Forecasts released by the Federal Reserve showed a majority of policymakers expect to cut its key interest rate in 2024. But last week, the central bank decided to keep rates unchanged again at 5.25%-5.5%, a 22-year high.
S&P 500 locks in best month of 2023
S&P 500 locks in best month of 2023
December 5, 2023
October may have been a month to forget, but November was certainly one to remember. In fact, 2022 was a whole year to forget for investors. This year, on the other hand, has very much been characterised by returns on risk assets – US technology in particular.
Investment themes for 2024
Investment themes for 2024
November 29, 2023
Interest rates look as though they are starting to level off, catalysing the emergence of a new investment environment with opportunities that have not existed for a long time. This week, Investment Analyst Nick Harrington considers what 2024 might hold for investors.
Equities and bonds rally
Equities and bonds rally
November 22, 2023
As the Treasury and the country more widely gear up for the Autumn Statement, the UK is on a glide path to normal inflation levels. Pay rises are now outstripping inflation by the highest levels for two years, and the current interest rate hike cycle appears to have peaked. It’s been a good month so far – the best this year. Will December deliver further gains?
How should you draw on your pension…
How should you draw on your pension…
November 16, 2023
This week, Nick Rolf considers various factors you should think about before deciding to crack open your pension pot. And when you do, how best to draw on those assets tax-efficiently.
A corrective bump in the bull market
A corrective bump in the bull market
November 8, 2023
Governor of the Bank of England Andrew Bailey has described the outlook for UK economic growth as “subdued”, but he expects inflation to fall to around 3% and for it to stay at that level throughout most of next year – above the 2% target rate. However, he has warned that if the Israel-Hamas conflict spreads throughout the Middle East, it could have a knock-on effect on energy prices.
5 essential tips for building your wealth
5 essential tips for building your wealth
November 1, 2023
Explore the five essential steps to accumulate wealth for your future. This includes devising a strategic plan and mastering the art of saving and investing. Learn to handle the intricacies of debt management and tax allowances, and start investing now to benefit from compounding.
Escalating bond yields and Middle East tensions
Escalating bond yields and Middle East tensions
October 25, 2023
An escalation of the Israel-Gaza war into a broader conflict could deliver another shock to world growth and halt disinflationary forces in their tracks. Market reaction has been modest so far… but that could change.
How do you know if you are ready to retire?
How do you know if you are ready to retire?
October 18, 2023
This week, Wealth Manager Tom Fleming talks about the options you have for making sure that you are in the best possible position to retire from work… but not from life. Tom discusses adjusting your investment strategy from high-risk to lower-risk, the benefits of phased retirement, and how to leverage your state pension, ISA, and other allowances effectively for a secure future.
How will the Middle East conflict impact the economy?
How will the Middle East conflict impact the economy?
October 11, 2023
The outbreak of military conflict in the Middle East may leave central bankers battling new inflationary trends as well as deal a blow to economic confidence at a time when they had expressed growing hope about containing the price surge sparked by the pandemic and Russia’s 2022 invasion of Ukraine.
5 tips for reducing inheritance tax
5 tips for reducing inheritance tax
October 3, 2023
Discover five practical and actionable tips to reduce inheritance tax and safeguard your assets. This article on estate planning will guide you on maximising what you leave for your beneficiaries, ensuring the long-term protection of your hard-earned wealth from the taxman.
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