Financial advice for entrepreneurs

Take comfort in knowing that the money you work so hard for is working for you, and those you care about.

‍Financial freedom means spending more time with your loved ones. It also means achieving a healthier work-life balance. And that isn’t always easy as an entrepreneur. You might be working towards early retirement. Perhaps you’re looking for ways to navigate your exit strategy. Or wondering how much to sell your business for to achieve your desired lifestyle.

We will listen to what you want to achieve. Then we’ll create a personalised roadmap to get you where you want to be. Your goals will become our goals, and we’ll be by your side until you achieve them.

As Chartered financial planners, we will be your reliable sounding board for making big decisions.

‍Cashflow modelling is the bedrock of good financial planning. It also forms an integral part of our entrepreneurs’ wealth management service. Using sophisticated financial modelling software, we can demonstrate the impact different financial choices will have on your future and help you make fully informed decisions. It can provide useful insights and answers to key questions such as:

- How soon can I retire?
- What should I sell my business for?
- How much money should I be saving?

Making sure the money you’re earning in your business works for you and your family, today and in the future.

‍As an entrepreneur, it’s difficult to find the balance between leaving money to grow within the business and extracting it for your everyday expenditure.

At IQ, a core aspect of our financial advice for entrepreneurs involves bespoke investment planning and reporting.

We help entrepreneurs invest in a wide variety of investment strategies as their businesses develop. Whether you are looking for high-risk or long-term stable investments, we will ensure your portfolio is well diversified with the right level of liquidity for you.

Being so focused on running your company, it’s easy to lose sight of your family finances. Let IQ take charge of preserving your wealth, whilst you keep your eyes on your business.

By failing to prepare, you are preparing to fail. The reward for entrepreneurial risk can be very substantial, but the ride isn’t always smooth. The key to your success is ensuring you have financial protection and security.

Part of our entrepreneurs’ wealth management service involves providing advice on the right type and level of insurance to limit risks. Regular check-ins with your adviser will make sure you’re on track to the future you want.

We minimise your tax bills, so you keep more of your hard-earned money for your personal needs.

Don’t let the tax tail wag the investment dog. Ensuring your finances are structured in a tax-efficient way is key to growing your wealth. Making full use of your tax allowances is a key part of our wealth management for entrepreneurs service. We analyse these for you and advise you on how to mitigate your Capital Gains Tax, Inheritance Tax, Income Tax and more.