It is important to think not only about the potential impact of Inheritance Tax on your estate but also about how assets are to be passed, who they should be passed to and the timing of that.
A loan trust involves an individual establishing a trust. But rather than making a gift, the settlor lends money to the trust. The trustees then invest this money, typically into an investment bond, on behalf of the beneficiaries.
An offshore investment bond is an investment wrapper that is typically provided by a life insurance company domiciled in a jurisdiction with a more favourable tax regime, such as the Isle of Man, Dublin, Luxembourg or Guernsey.
The Investment Quorum financial planning process is an ongoing process designed to equip you to make sensible decisions with your money that can help you achieve your lifetime goals.
Pension freedoms have given those with personal pensions greater choices in retirement than ever before. However, with choice can come confusion, making advice in this area even more important.
Investment Quorum Limited (“IQ”) is committed to protecting your personal information and is fully conversant with the new GDPR legislation, which came into effect on 25th May 2018.
Remuneration is reviewed annually, in conjunction with the appraisal process. A recommendation regarding overall remuneration levels is made by the IQ Remuneration Committee.
