Financial Planning and Investment Management Fees
We understand how important it is to have clear, fair and transparent fees when choosing who to manage your money.
IQ’s straightforward charging structure helps you to decide if we are the right firm for you.
We are a boutique wealth manager offering a bespoke service tailored to you. Therefore, your fees will depend on the complexity of advice you require and the size of your portfolio.
We are, of course, here to discuss your specific fees at any time. Below are the typical fees for our services:
Free discovery meeting
There is no charge for your first meeting with us. This is just your chance to get to know us and see how we can help you.
After the meeting, we will provide you with a free proposal summarising how we plan to help you achieve your goals – and the cost of us doing so. If you accept our proposal, you will be required to pay our initial report fee.
Initial report fees
We will provide you with a personalised financial report detailing an overview and analysis of your current financial circumstances, along with our recommendations. We will review your protection needs, pensions, savings and investments and identify any tax efficiencies and potential inheritance tax mitigation.
We will also provide you with an analysis of your cash flow and net wealth over time to identify planning requirements to ensure that you are on target to achieve your financial objectives.
Financial planning report
Should you wish to go ahead with the plans proposed in your report, then we will charge a fee to implement our recommendations.
Implementation of advice
1% of your assets under our management, less financial planning report fee *Capped at £5,000
*Dependent on fund/portfolio size and product complexity.
Based on your portfolio size.
Up to £1m
£1m - £2.5m
£2.5m - £5m
1% per annum (0.25% financial planning and 0.75% investment management)
0.9% per annum
0.8% per annum
Investment management and certain other fees are subject to 20% VAT.
There will be additional third-party fees – such as platform fees and fund costs. Platform fees are tiered depending on portfolio size, with 0.30% being the highest tier, reducing to 0.05%. Typically, the third-party fees on a £750,000 portfolio invested in our Balanced strategy would be 0.86%.
Unique, Boutique Wealth Management
Investment Quorum Ltd is authorised and regulated by the Financial Conduct Authority.
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