This is where we build upon your financial planning and begin to add the investment context to your plan.
We will conduct a detailed and extremely thorough risk assessment. The key to successful investing is in receiving the highest possible returns for the least possible acceptable level of risk you are prepared to take to meet you objectives. We will assist you in arriving at this ‘risk tolerance’ and then recommend the most appropriate investment manager or Investment Quorum portfolio to match your circumstances and needs.
We also assist you to fully explore your capacity to take risk. This can vary enormously between investors and will take account of your current earnings and accumulated savings and investments, your time to retirement and a host of other factors. It will also be referenced to your financial plan and your long term objectives.
Your capacity to take risk and your willingness to do so may differ and we will assist you in addressing any mis-match.
Other issues involved with investment consultancy include investment and portfolio manager due diligence, investment performance oversight, platform due diligence and liaison and ongoing research.