LONDON, 9 AUGUST 2018 — The directors and staff of Investment Quorum are delighted to announce that they have completed a management buyout headed up by Petronella West (Director of Private Clients), Peter Lowman (CIO) and Nicholas Rolf (Wealth Manager). Substantially all staff at the firm have become shareholders as well. Nicholas Rolf joins Petronella […]

Investment Quorum Operations Director Lisa Ryall Timeline     We are often asked by clients, potential clients, journalists and other interested parties of our business experience and the journey we have been on whilst serving our clients and continuing to maintain Investment Quorum as a leader in wealth management. Whilst it would be impossible to […]

            The Fed sees Red   The Federal Reserve Bank last night voted 9 to 1 to keep interest rates unchanged leaving markets and its investor nervous for yet another month at least. Indeed, whilst it was expected that the Fed would leave interest rates on hold, there were still […]

            Annuities in retirement planning   Annuities in retirement planning took a potential big hit when The Chancellor announced the most far reaching changes to the UK pensions landscape with the words “no one will have to buy an annuity”.  George Osborne’s statement on the 2014 pension reforms caught just […]

            Parting Ways with an existing shareholder is a gust post by Christopher Jenkins of Ecovis Wingrave Yeats on a business theme.   Parting ways with an existing shareholder Nine essential things to remember   The Partners you start your business with and the shareholders you take on in the […]

              Seven financial planning imperatives   I am bound to say this but it is always good to make time and a very good idea to review your financial planning.     However, time available is often short and the inclination to sit down and review your situation can […]

            Gold Standard Independent Financial Advice   Investment Quorum awarded a Gold Standard for independent Financial Advice   Investment Quorum  are delighted to have received an award for Independent Financial Advice at the Gold Standard Awards 2014, in a ceremony held at the House of Commons on the 26 November, […]

            Pension bank account hype? The press was full of ‘pension bank account’ stories in October. But will it really be that simple?   Unlikely if past experience of pensions legislation is anything to go by.   The Taxation of Pensions Bill, which will put most of the Budget 2014 […]

            A radical Budget for pensions   The 2014 Budget proposals have been described by some retirement planning experts as a pensions revolution. The radical proposals came as a surprise and are designed to change the retirement landscape by breaking the link between pensions and annuities. As wealth managers we […]

          Equity Release on the increase Equity Release is an area of financial planning that we are sometimes called upon to assist older client with.  Whilst we have not seen an increase in this type of enquiry, the FT has reported that tens of thousands of home owners are turning to […]

            ‘Big v Small’ is a guest post by freelance journalist and presenter, Sam Shaw   Big v Small A favoured business cliché from the 1970s and 80s was that “no one ever got fired for buying IBM”.   Which genius at IBM actually coined the phrase, I’m not quite […]

            Emerging Market Strengths   “The fundamental strengths of the Emerging Markets”   We are often faced with the dilemma of whether to invest monies into the emerging markets, over those of the developed world, but how did the term “emerging markets” evolve?   Seemingly, the phrase “emerging markets” was […]

            Investor sentiment in the UK I have just finished reading an excellent piece of work from the Blackrock Investor Pulse survey and I thought it worth sharing some of the main themes that have emerged.  This survey is conducted by interviewing more than 17000 investors across the world but […]

  A topical financial advice round up Here is another quick topical round up of financial advice topics and themes.  I have set them out by category and I trust that you find them of interest. For savers and investors Fixed Interest Bonds can be bad Investment advisers are starting to question whether fixed interest […]

A cautionary tale in financial advice as not all advisers are created equal It goes without saying that we have always prided ourselves on delivering excellent service and giving the very best advice that we can for our clients.  We fully understand the trust that has been placed in us to deliver excellent advice and […]

The budget has just proven to be a retail savings game changer. I had rather become used to budgets which just squeezed people, with very few real incentives for the hard working, committed investor. Those who had committed to long … Read More

19 March marks The Budget Day    It is little more than three months since the Autumn Statement, but here we are in March with another Budget due in the middle of the month. Nearly all of the 2014/15 tax and national insurance numbers were published alongside the Autumn Statement, so there are unlikely to […]

The historic benefits of long term investment have once more been underlined by the Barclays Capital Equity Gilt Study. The Barclays Equity Gilt Study (EGS), now in its 59th edition, is one of the most frequently quoted sources of long term stock market performance. Barclays’ data on UK investment performance goes back to 1899, giving […]

The Rising Tax Burden on Income If you find more and more of your income is taxed at over the basic rate, you are not alone.  The higher rate threshold – the point at which you start to pay 40% income tax – has been cut by £1,025 to £41,450 for 2013/14.  Had the threshold […]

    Key Financial Planning Stages Financial Planning addresses a wide range of issues.  We are multi-award winning wealth managers and our wealth management services covers financial planning and investment management.  So what is that a financial planner actually does and how might he or she be able to help? A good financial planner can […]

              Boutique Wealth Management – A Right to Reply   I would commend the Cap Gemini World Wealth Report to anyone interested in the metrics and trends going on in the world of private client wealth management.  As ever, it is full of great quality data and information relating […]

Child Trust Fund to Junior ISA Transfers A green(ish) light for Child Trust Fund (CTF) to Junior ISA transfers from the chancellor.  Millions of parents will fairly soon be able to transfer money from a Child Trust Fund to a Junior Individual Savings Account for the first time, the government has announced. This rule change […]

The True Meaning of Value – a guest post by Rowan Jackson of Changemasters International In a conversation with my financial adviser recently I was struck by how she used the word value.   In the financial industry, value is commonly used to mean profit.  This, of course, is a very narrow definition of value; others […]

Advisers complain about the cost of the compensation scheme, where good advisers (and ultimately their clients) compensate the clients of bad ones. But faced with clients who had been disastrously advised to put all their money into Arch Cru, Lee … Read More

Lee Robertson discusses a new financial services industry consumer confidence campaign. I had a recent meeting with the chief executive of the Personal Finance Society, Keith Richards, near my office and was very interested to hear of a new campaign … Read More

Lee Robertson, chief executive of City advisory and wealth management firm Investment Quorum points out a few of the downsides in the trend towards clean share classes for investment funds. I trust that those who are familiar with my musings … Read More